We consider Viainvest's statistical data unreliable. The platform lacks transparency, as it does not disclose critical performance data, which increases the risk for potential investors.
Viainvest is a regulated P2P platform from Latvia where investors can benefit from a variety of international short-term consumer loans, while earning a return of up to 13%.
The popularity of the Viainvest platform is regularly reflected within the annual community voting. One reason for this is that Viainvest – despite some inconsistencies in the past – has always made reliable repayments and has not yet incurred any losses for investors.
Consider creating multiple auto-invest strategies with different parameters to reduce cash drag and optimize portfolio diversification.
How does Viainvest work and what should investors know and consider when investing on the plaform? In the following sections of my Viainvest review you will find all the necessary information that you need.
It would have been more honest to lower the interest to a point where investors pull out money and they reach a market equilibrium. How, everyone has to constantly work: some to manually invest in loans every morning, some to pull out money every peerberry week to avoid the cash drag.
Investors should look very carefully at the potential risk factors when evaluating a P2P platform. What is it that investors need to be aware of when it comes to Viainvest? Where are the underlying risks and how can they be assessed?
As for all Peer-to-Peer lending platforms I add to my portfolio, I also check the company itself and see what they are doing in terms of security & safety of the investors funds.
Withholding tax is currently 5 per cent for Viainvest and is withheld directly. However, you can avoid this charge in many cases by obtaining a certificate of residence.
P2P lending involves substantial risks, including potential loss of capital. Past performance does not guarantee future returns. While PeerBerry offers buyback guarantees, these are dependent on the guarantor’s financial capability.
With an interest rate of 13 per cent and good security from the profitable parent company, Viainvest is definitely worthwhile. Investors who can bear the basic risk of P2P loans achieve high returns here.
I went for a custom strategy, and it took me less than 5 minutes to set that up, and then your investments will be completely automated on the platform.
The resources required to reorganise the platform’s IT were simply poorly deployed. However, these are only minor glitches in an otherwise very smoothly running engine.
You can also invest on PeerBerry for just 10 Euros in each loan, meaning it's really easy to quickly have a diversified portfolio on the platform.